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Elite Home Warranty: REPORT

Elite Home Warranty

Overall Score

8.4

Company Details

2715 Coney Island Ave Ste 3, Brooklyn NY 11235

Years in Business: 5

elitehomewarrantyxaccount

Pros

Clear, easy-to-understand plans with straightforward pricing

Strong emphasis on responsive customer support

Competitive monthly premiums with affordable service fees ($75–$100 per claim)

Cons

Coverage caps per claim can be restrictive for expensive repairs

Fewer add-on options compared to top-ranked providers

Limited availability, not operating nationwide

Service Fee
$75–$100
Monthly Fee
$40–$65
States Covered
46*
Exclusive Savings: $200 Off + 2 Months Free. 60-Day Free Trial

*Excludes TX, CA, WA, & WI

Coverage Checklist

Item
Offered?
Limit
HVAC
✅ Yes
$3,000 per term
Electrical
✅ Yes
$2,000 per term
Plumbing
✅ Yes
$2,000 per term
Appliance
✅ Yes
$3,000 per appliance
Electronics
✅ Yes
Optional; limits vary
Pool/Spa
✅ Yes
$1,500 per term
Roof
✅ Yes
$1,500 per term

Features & Policies

Feature
Offered?
Details
24/7 Claims Processing
✅ Yes
24/7 technician access
Choose Your Contractor
✅ Yes
With prior approval
Workmanship Guarantee
✅ Yes
90-day guarantee
Unknown Conditions
❌ No
Not covered
Roof Leak Coverage
✅ Yes
Elite Complete Plan
Waiting Period
⚠️ Yes
30 days
Cancellation Fee
✅ No
No cancellation fee

Elite Home Warranty Review:
Our Rating: ⭐⭐⭐⭐☆ (8.4/10)

Elite Home Warranty earns the #8 spot in our rankings by delivering straightforward home protection with clear coverage options, reasonable pricing, and attentive customer support. Known for offering reliable, no-nonsense coverage, Elite makes it easy for homeowners to safeguard against unexpected expenses.

 

Key Highlights of Elite Home Warranty:
✅ Simple and Streamlined Plans

Elite offers a concise selection of plans, ensuring clarity and ease of choice:

  • Appliance Plan: Covers common home appliances such as refrigerators, ovens, washers, and dryers.

  • Systems Plan: Provides coverage for essential home systems like HVAC, plumbing, and electrical.

  • Elite Complete (Recommended): Combines appliance and systems coverage, offering comprehensive peace of mind.

Optional coverage add-ons for pools, septic systems, and additional appliances allow homeowners to further customize their plans.

✅ Competitive, Clear Pricing

Monthly premiums range from approximately $40 to $65, with average service fees between $75 and $100 per service request. Elite maintains clear, upfront pricing, helping homeowners avoid unexpected financial burdens.

✅ Strong Customer Support

Elite is well-regarded for its responsive customer service, helping homeowners quickly navigate the claims process. Easy access to representatives provides homeowners added reassurance and streamlined service.

✅ Fast Claims Handling

Elite’s straightforward online portal and efficient claims management contribute to timely repairs. Their established network of local professionals provides reliable service nationwide.

✅ Available in Most States

Elite Home Warranty covers the majority of the U.S., making it an accessible choice for homeowners across many geographic locations.

 

Potential Areas for Improvement:

  • Coverage Cap Limitations: Some homeowners may find Elite’s coverage caps somewhat restrictive, especially on major system repairs.

  • Limited Add-On Selection: Elite’s list of optional add-ons is less extensive compared to higher-ranked providers, possibly limiting customization for homes with specialized needs.

 

Bottom Line: Should You Choose Elite Home Warranty?
Yesespecially if you value clarity, affordability, and ease of use. Elite Home Warranty provides solid, dependable protection at a fair price, making it a good choice for homeowners looking for hassle-free coverage.

 

Our Recommendation:
🏅 Recommended (#8 Home Warranty Provider)

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