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Beta v1
Choice Home Warranty
④
Choice Home Warranty
9.0
Overall Score
Best Value
Company Details
2147 Route 27 South, 4th Floor, Edison NJ 08817
Years in Business: 20
Pros
Simple two-tier plan structure (Basic and Total) makes choosing coverage straightforward.
Service fees consistently lower than competitors, ranging between $75 and $85 per claim.
24/7 claims processing via online portal and customer support hotline
Cons
Fewer customization options and add-ons compared to other top providers
Coverage excludes known pre-existing conditions, such as appliances flagged in home inspections
Technician quality can occasionally vary by region, based on customer feedback
Service Fee | $75-$85 |
Monthly Fee | $45-$55 |
States Covered | 48* |
MADNESS IN MARCH: $75 OFF + 1MONTH FREE!* ACT FAST!
*Excludes California & Washington
Coverage Checklist
Item | Offered? | Limit |
|---|---|---|
HVAC | ✅ Yes | $3,000 per system |
Electrical | ✅ Yes | $3,000 per system |
Plumbing | ✅ Yes | $3,000 per system |
Appliances | ✅ Yes | $3,000 per appliance |
Electronics | ❌ No | Not covered |
Pool/Spa | ✅ Yes | $500 per term |
Roof | ✅ Yes | $500 per term |
Features & Policies
Feature | Offered? | Details |
|---|---|---|
24/7 Claims Processing | ✅ Yes | 24/7 technician access |
Choose Your Contractor | ⚠️ Yes | Allowed in certain cases |
Workmanship Guarantee | ✅ Yes | 90-day parts, 60-day labor |
Unknown Conditions | ❌ No | Not covered |
Roof Leak Coverage | ✅ Yes | Optional; $500 Limit |
Waiting Period | ⚠️ Yes | 30 days |
Cancellation Fee | ⚠️ Yes | $50 after 30 days |
Choice Home Warranty Review:
Our Rating: ⭐⭐⭐⭐⭐ (9.0/10)
Choice Home Warranty secures the #4 position in our annual ranking of home warranty providers, standing out for its affordable coverage options, straightforward plans, and responsive claims processing. With more than 20 years of experience, Choice offers homeowners a dependable shield against unexpected repair costs.
Key Highlights of Choice Home Warranty:
✅ Simple, Easy-to-Understand Coverage
Choice Home Warranty simplifies the decision-making process by offering two clear, no-fuss plans:
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Basic Plan: Covers essential appliances and systems including plumbing, heating (furnace only—AC not included), electrical systems, ovens, cooktops, and dishwashers.
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Total Plan (Recommended): Adds air conditioning systems, refrigerators, washers, and dryers.
Optional add-ons like pool/spa, septic systems, sump pumps, and second refrigerators offer homeowners further customization.
✅ Budget-Friendly Pricing & Strong Value
Choice stands out with highly competitive pricing, typically ranging from $45 to $55 per month, along with service fees consistently around $85 per claim. This predictable pricing structure ensures no unwelcome financial surprises.
✅ Responsive and Efficient Claims Processing
Choice Home Warranty prides itself on swift and straightforward claims handling. Their 24/7 claims hotline and online portal make requesting service simple and convenient. Customers consistently praise Choice’s timely responses and hassle-free scheduling.
✅ Availability Across Most States
Available in 48 states (excluding California & Washington), Choice’s widespread availability makes them a convenient choice for homeowners nationwide, particularly those anticipating future relocations.
✅ 90-Day Repair Guarantee
Choice backs its repairs with a 90-day guarantee on parts and a 60-day guarantee on labor, ensuring issues resolved stay fixed or will be addressed promptly without additional cost within these periods.
Potential Areas for Improvement:
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Coverage Exclusions: Choice clearly defines certain exclusions like pre-existing conditions and appliance age limitations. Thoroughly review these conditions to avoid misunderstandings.
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Service Technician Network: While generally reliable, some customers report occasional variability in technician quality. Clear communication with Choice during scheduling helps mitigate this concern.
Bottom Line: Should You Choose Choice Home Warranty?
Yes—particularly if simplicity, affordability, and reliable claims handling are top priorities. Choice Home Warranty offers excellent value with straightforward plans and dependable customer service, making them a trusted option for essential home protection.
Our Recommendation:
🏅 Highly Recommended (#4 Home Warranty Provider)